Loan approval is subject to meeting the lender's credit criteria, which may include providing acceptable property as collateral. Actual loan amount, term, and APR that a consumer qualifies for may vary by consumer and lender. Loan amounts range up to $50,000. Repayment terms are greater than 90 days and up to 36 months. Maximum APR: 35.952%. Minimum loan amounts vary by state. Consumers need to demonstrate ability to repay the loan. This is a short-term lending product and should not be considered a long-term financial solution.
Disclaimer: Speedy Title Loans is not a lender and does not represent lenders as a loan broker or in any other capacity other than as a loan-matching referral service, offering free rate quotes with no impact to your credit. Speedy Title Loans does not run your credit and is not acting as a credit-services agent for you. Lenders may perform a soft pull of your credit during the free rate-quote process. Soft credit pulls have no impact to your credit scores or rating. You must select a rate quote and then finalize your loan directly with the lender you have selected. Any credit product for which you apply is solely the product of the lender. Most lenders will perform a hard credit check under the Fair Credit Reporting Act in order to evaluate your request. Your permission will be asked for prior to any hard credit inquiry being performed. Final rates, terms and fees will be based on your individual credit history and underwritten by the lender — NOT Speedy Title Loans. Speedy Title Loans cannot guarantee final terms, rates, or repayments as they vary by lender. Providing your information on this website does not guarantee approval for a product offering. There is no charge to use Speedy Title Loans' service. Speedy Title Loans may receive compensation from lenders and advertisers in certain circumstances.
Representative title loan example: A loan with an amount financed of $2,615.00 for 24 months at 35.9% APR has a minimum monthly payment of $151.24, a finance charge of $1,086.68, and a total of payments of $3,520.80. There are no penalties for making additional payments or prepayment. Additional fees may apply: a lien fee of $15.00 is financed; prepaid documentation fee is $75.00 for loans up to $4,999 or 5% for loans of $5,000 or more. Not all consumers will qualify for this example; final rates, terms, and fees vary by lender and state.
Military Lending Act notice: Federal law provides important protections to members of the Armed Forces and their dependents relating to extensions of consumer credit. In general, the cost of consumer credit to a covered member of the Armed Forces and his or her dependent may not exceed an annual percentage rate of 36%. This rate must include, as applicable to the credit transaction or account: the costs associated with credit insurance premiums; fees for ancillary products sold in connection with the credit transaction; any application fee charged (other than certain application fees for specified credit transactions or accounts); and any participation fee charged (other than certain participation fees for a credit card account).
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